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Return-Path: <AmericanExpOnline_info@secure.net> Delivered-To: info@cipadconsult.com Received: from host37.registrar-servers.com by host37.registrar-servers.com with LMTP id eFSOHRZLS2lY5TMAc5oeng (envelope-from <AmericanExpOnline_info@secure.net>) for <info@cipadconsult.com>; Tue, 23 Dec 2025 21:08:22 -0500 Return-path: <AmericanExpOnline_info@secure.net> Envelope-to: info@cipadconsult.com Delivery-date: Tue, 23 Dec 2025 21:08:22 -0500 Received: from [103.166.13.57] (port=57954 helo=secure.net) by host37.registrar-servers.com with esmtp (Exim 4.98.2) (envelope-from <AmericanExpOnline_info@secure.net>) id 1vYEIX-0000000EXk4-3wE3 for info@cipadconsult.com; Tue, 23 Dec 2025 21:08:22 -0500 From: " American Express \| Loan Request " <AmericanExpOnline_info@secure.net> To: info@cipadconsult.com Subject: Urgent: Please Review Recent Loan Request on Your American Express Account Date: 24 Dec 2025 07:37:39 +0530 Message-ID: <20251224073739.AAE7FBB666F4AA28@secure.net> MIME-Version: 1.0 Content-Type: text/html; charset="iso-8859-1" Content-Transfer-Encoding: quoted-printable <HTML><BODY><DIV style=3D"MAX-WIDTH: 620px; MARGIN: 0px auto"> <TABLE role=3Dpresentation style=3D"WIDTH: 100%" cellSpacing=3D0 cellPaddin= g=3D0 align=3Dcenter border=3D0> <TBODY> <TR> <TD style=3D"FONT-SIZE: 0px; PADDING-BOTTOM: 0px; DIRECTION: ltr; TEXT-ALIG= N: center; PADDING-TOP: 0px; PADDING-LEFT: 0px; PADDING-RIGHT: 0px"> <DIV class=3D"yiv0795425520mj-column-per-100 yiv0795425520mj-outlook-group-= fix" style=3D"FONT-SIZE: 0px; WIDTH: 100%; VERTICAL-ALIGN: top; DIRECTION: = ltr; TEXT-ALIGN: left; DISPLAY: inline-block"> <TABLE role=3Dpresentation cellSpacing=3D0 cellPadding=3D0 width=3D"100%" b= order=3D0> <TBODY> <TR> <TD style=3D"VERTICAL-ALIGN: top; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PA= DDING-LEFT: 0px; PADDING-RIGHT: 0px; BACKGROUND-COLOR: #d9d9d6"> <TABLE role=3Dpresentation cellSpacing=3D0 cellPadding=3D0 width=3D"100%" b= order=3D0> <TBODY> <TR> <TD style=3D"FONT-SIZE: 0px; PADDING-BOTTOM: 10px; PADDING-TOP: 10px; PADDI= NG-LEFT: 25px; PADDING-RIGHT: 25px" align=3Dcenter> <DIV style=3D"FONT-SIZE: 13px; FONT-FAMILY: Roboto, Helvetica, sans-serif; = FONT-WEIGHT: 400; COLOR: #333333; TEXT-ALIGN: center; LINE-HEIGHT: 20px"> <P style=3D"MARGIN: 0px">Loan Request Notice</P></DIV></TD></TR></TBODY></T= ABLE></TD></TR></TBODY></TABLE></DIV></TD></TR></TBODY></TABLE></DIV> <DIV style=3D"MAX-WIDTH: 620px; MARGIN: 0px auto"> <TABLE role=3Dpresentation style=3D"WIDTH: 100%" cellSpacing=3D0 cellPaddin= g=3D0 align=3Dcenter border=3D0> <TBODY> <TR> <TD style=3D"FONT-SIZE: 0px; PADDING-BOTTOM: 0px; DIRECTION: ltr; TEXT-ALIG= N: center; PADDING-TOP: 0px; PADDING-LEFT: 0px; PADDING-RIGHT: 0px"> <DIV class=3D"yiv0795425520mj-column-per-100 yiv0795425520mj-outlook-group-= fix" style=3D"FONT-SIZE: 0px; WIDTH: 100%; VERTICAL-ALIGN: top; DIRECTION: = ltr; TEXT-ALIGN: left; DISPLAY: inline-block"> <TABLE role=3Dpresentation cellSpacing=3D0 cellPadding=3D0 width=3D"100%" b= order=3D0> <TBODY> <TR> <TD style=3D"VERTICAL-ALIGN: top; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PA= DDING-LEFT: 0px; PADDING-RIGHT: 0px"> <TABLE role=3Dpresentation cellSpacing=3D0 cellPadding=3D0 width=3D"100%" b= order=3D0> <TBODY> <TR> <TD class=3Dyiv0795425520pad-1 style=3D"FONT-SIZE: 0px; PADDING-BOTTOM: 20p= x; PADDING-TOP: 20px; PADDING-LEFT: 20px; PADDING-RIGHT: 20px" align=3Dleft= > <TABLE style=3D"FONT-SIZE: 13px; BORDER-TOP: medium none; FONT-FAMILY: Ubun= tu, Helvetica, Arial, sans-serif; BORDER-RIGHT: medium none; WIDTH: 100%; T= ABLE-LAYOUT: auto; BORDER-BOTTOM: medium none; COLOR: #000000; BORDER-LEFT:= medium none; LINE-HEIGHT: 1" cellSpacing=3D0 cellPadding=3D0 width=3D"100%= " border=3D0> <TBODY> <TR> <TD vAlign=3Dtop width=3D"15%"><IMG class=3Dyiv0795425520dls-logo-bluebox-s= olid-sm alt=3D"American Express Logo" src=3D"https://ecp.yusercontent.com/m= ail?url=3Dhttps%3A%2F%2Fcdaas-dev.americanexpress.com%2Fakamai%2Faxp%2Fcomm= s%2Flogos%2Flogo.png&t=3D1709768368&ymreqid=3Df8e383c9-2f26-48be-1c= 0d-630009016200&sig=3D5GhNw9cgRO_eP26pVOE0DA--~D" width=3D60 height=3D6= 0></TD> <TD class=3Dyiv0795425520pad-1-l style=3D"FONT-SIZE: 15px; FONT-FAMILY: Rob= oto, Helvetica, sans-serif; FONT-WEIGHT: 500; COLOR: #333; PADDING-LEFT: 10= px" vAlign=3Dtop align=3Dright> <P class=3Dyiv0795425520body-1 style=3D"MARGIN: 0px; DISPLAY: inline-block;= LINE-HEIGHT: 22px"><B>info@cipadconsult.com</B></P></TD></TR></TBODY></TAB= LE></TD></TR></TBODY></TABLE></TD></TR></TBODY></TABLE></DIV></TD></TR></TB= ODY></TABLE></DIV> <DIV style=3D"MAX-WIDTH: 620px; BACKGROUND: #006fcf; MARGIN: 0px auto"> <TABLE role=3Dpresentation style=3D"WIDTH: 100%; BACKGROUND: #006fcf" cellS= pacing=3D0 cellPadding=3D0 align=3Dcenter border=3D0> <TBODY> <TR> <TD style=3D"FONT-SIZE: 0px; PADDING-BOTTOM: 0px; DIRECTION: ltr; TEXT-ALIG= N: center; PADDING-TOP: 0px; PADDING-LEFT: 0px; PADDING-RIGHT: 0px"> <DIV style=3D"MAX-WIDTH: 620px; MARGIN: 0px auto"> <TABLE role=3Dpresentation style=3D"WIDTH: 100%" cellSpacing=3D0 cellPaddin= g=3D0 align=3Dcenter border=3D0> <TBODY> <TR> <TD style=3D"FONT-SIZE: 0px; PADDING-BOTTOM: 0px; DIRECTION: ltr; TEXT-ALIG= N: center; PADDING-TOP: 0px; PADDING-LEFT: 0px; PADDING-RIGHT: 0px"> <DIV style=3D"MAX-WIDTH: 620px; BACKGROUND: url(https://ecp.yusercontent.co= m/mail?url=3Dhttps%3A%2F%2Fcdaas.americanexpress.com%2Fakamai%2Faxp%2Fcomms= %2Ficons%2Fhl-pattern-50pc.png&t=3D1709768368&ymreqid=3Df8e383c9-2f= 26-48be-1c0d-630009016200&sig=3DVL7nIsIAeXC7rHSBkF9luQ--~D) #006fcf cen= ter top; MARGIN: 0px auto; background-size: auto"> <DIV style=3D"FONT-SIZE: 0px; LINE-HEIGHT: 0"> <TABLE role=3Dpresentation style=3D"WIDTH: 100%; BACKGROUND: url(https://ec= p.yusercontent.com/mail?url=3Dhttps%3A%2F%2Fcdaas.americanexpress.com%2Faka= mai%2Faxp%2Fcomms%2Ficons%2Fhl-pattern-50pc.png&t=3D1709768368&ymre= qid=3Df8e383c9-2f26-48be-1c0d-630009016200&sig=3DVL7nIsIAeXC7rHSBkF9luQ= --~D) #006fcf center top; background-size: auto" cellSpacing=3D0 cellPaddin= g=3D0 align=3Dcenter background=3Dhttps://ecp.yusercontent.com/mail?url=3Dh= ttps%3A%2F%2Fcdaas.americanexpress.com%2Fakamai%2Faxp%2Fcomms%2Ficons%2Fhl-= pattern-50pc.png&t=3D1709768368&ymreqid=3Df8e383c9-2f26-48be-1c0d-6= 30009016200&sig=3DVL7nIsIAeXC7rHSBkF9luQ--~D border=3D0> <TBODY> <TR> <TD style=3D"FONT-SIZE: 0px; PADDING-BOTTOM: 40px; DIRECTION: ltr; TEXT-ALI= GN: center; PADDING-TOP: 40px; PADDING-LEFT: 0px; PADDING-RIGHT: 0px"> <DIV style=3D"MAX-WIDTH: 620px; MARGIN: 0px auto"> <TABLE role=3Dpresentation style=3D"WIDTH: 100%" cellSpacing=3D0 cellPaddin= g=3D0 align=3Dcenter border=3D0> <TBODY> <TR> <TD style=3D"FONT-SIZE: 0px; PADDING-BOTTOM: 0px; DIRECTION: ltr; TEXT-ALIG= N: center; PADDING-TOP: 0px; PADDING-LEFT: 0px; PADDING-RIGHT: 0px"> <DIV style=3D"MAX-WIDTH: 620px; MARGIN: 0px auto"> <TABLE role=3Dpresentation style=3D"WIDTH: 100%" cellSpacing=3D0 cellPaddin= g=3D0 align=3Dcenter border=3D0> <TBODY> <TR> <TD style=3D"FONT-SIZE: 0px; PADDING-BOTTOM: 0px; DIRECTION: ltr; TEXT-ALIG= N: center; PADDING-TOP: 0px; PADDING-LEFT: 0px; PADDING-RIGHT: 0px"> <DIV class=3D"yiv0795425520mj-column-per-6 yiv0795425520mj-outlook-group-fi= x" style=3D"FONT-SIZE: 0px; WIDTH: 100%; VERTICAL-ALIGN: middle; DIRECTION:= ltr; TEXT-ALIGN: left; DISPLAY: inline-block"> <TABLE role=3Dpresentation style=3D"VERTICAL-ALIGN: middle" cellSpacing=3D0= cellPadding=3D0 width=3D"100%" border=3D0> <TBODY></TBODY></TABLE></DIV> <DIV class=3D"yiv0795425520mj-column-per-10 yiv0795425520mj-outlook-group-f= ix yiv0795425520text-align-center" style=3D"FONT-SIZE: 0px; WIDTH: 100%; VE= RTICAL-ALIGN: middle; DIRECTION: ltr; TEXT-ALIGN: left; DISPLAY: inline-blo= ck"> <TABLE role=3Dpresentation cellSpacing=3D0 cellPadding=3D0 width=3D"100%" b= order=3D0> <TBODY> <TR> <TD style=3D"VERTICAL-ALIGN: middle; PADDING-BOTTOM: 0px; PADDING-TOP: 0px;= PADDING-LEFT: 0px; PADDING-RIGHT: 0px"> <TABLE role=3Dpresentation cellSpacing=3D0 cellPadding=3D0 width=3D"100%" b= order=3D0> <TBODY> <TR> <TD class=3Dyiv0795425520pad-3-b style=3D"FONT-SIZE: 0px; PADDING-BOTTOM: 0= px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PADDING-RIGHT: 0px" align=3Dcenter= > <TABLE role=3Dpresentation style=3D"BORDER-COLLAPSE: collapse; BORDER-SPACI= NG: 0px" cellSpacing=3D0 cellPadding=3D0 border=3D0> <TBODY> <TR> <TD style=3D"WIDTH: 60px"><IMG style=3D"FONT-SIZE: 13px; TEXT-DECORATION: n= one; BORDER-TOP: 0px; BORDER-RIGHT: 0px; WIDTH: 100%; BORDER-BOTTOM: 0px; O= UTLINE-WIDTH: medium; OUTLINE-STYLE: none; MIN-HEIGHT: 60px; BORDER-LEFT: 0= px; DISPLAY: block; OUTLINE-COLOR: invert" alt=3D"Alternate Text" src=3D"ht= tps://ecp.yusercontent.com/mail?url=3Dhttps%3A%2F%2Fcdaas-dev.americanexpre= ss.com%2Fakamai%2Faxp%2Fcomms%2Ficons%2Fhl-info-icon1.png&t=3D170976836= 8&ymreqid=3Df8e383c9-2f26-48be-1c0d-630009016200&sig=3DdCGfrKLhwNHJ= nXuiPzSb9A--~D" width=3D60 height=3D60></TD></TR></TBODY></TABLE></TD></TR>= </TBODY></TABLE></TD></TR></TBODY></TABLE></DIV> <DIV class=3D"yiv0795425520mj-column-per-78 yiv0795425520mj-outlook-group-f= ix" style=3D"FONT-SIZE: 0px; WIDTH: 100%; VERTICAL-ALIGN: middle; DIRECTION= : ltr; TEXT-ALIGN: left; DISPLAY: inline-block"> <TABLE role=3Dpresentation cellSpacing=3D0 cellPadding=3D0 width=3D"100%" b= order=3D0> <TBODY> <TR> <TD style=3D"VERTICAL-ALIGN: middle; PADDING-BOTTOM: 0px; PADDING-TOP: 0px;= PADDING-LEFT: 0px; PADDING-RIGHT: 0px"> <TABLE role=3Dpresentation cellSpacing=3D0 cellPadding=3D0 width=3D"100%" b= order=3D0> <TBODY> <TR> <TD class=3D"yiv0795425520pad-0 yiv0795425520pad-4-lr yiv0795425520body-4 y= iv0795425520text-align-center" style=3D"FONT-SIZE: 0px; PADDING-BOTTOM: 0px= ; PADDING-TOP: 0px; PADDING-LEFT: 20px; PADDING-RIGHT: 0px" align=3Dleft> <DIV style=3D"FONT-SIZE: 26px; FONT-FAMILY: Helvetica, sans-serif; FONT-WEI= GHT: 400; COLOR: #ffffff; TEXT-ALIGN: left; LINE-HEIGHT: 34px"> <P style=3D"MARGIN: 0px">Review Recent Loan Request on Your Account</P></DI= V></TD></TR></TBODY></TABLE></TD></TR></TBODY></TABLE></DIV> <DIV class=3D"yiv0795425520mj-column-per-6 yiv0795425520mj-outlook-group-fi= x" style=3D"FONT-SIZE: 0px; WIDTH: 100%; VERTICAL-ALIGN: middle; DIRECTION:= ltr; TEXT-ALIGN: left; DISPLAY: inline-block"> <TABLE role=3Dpresentation style=3D"VERTICAL-ALIGN: middle" cellSpacing=3D0= cellPadding=3D0 width=3D"100%" border=3D0> <TBODY></TBODY></TABLE></DIV></TD></TR></TBODY></TABLE></DIV></TD></TR></TB= ODY></TABLE></DIV></TD></TR></TBODY></TABLE></DIV></DIV></TD></TR></TBODY><= /TABLE></DIV></TD></TR></TBODY></TABLE></DIV> <DIV style=3D"MAX-WIDTH: 620px; MARGIN: 0px auto"> <TABLE role=3Dpresentation style=3D"WIDTH: 100%" cellSpacing=3D0 cellPaddin= g=3D0 align=3Dcenter border=3D0> <TBODY> <TR> <TD style=3D"FONT-SIZE: 0px; PADDING-BOTTOM: 0px; DIRECTION: ltr; TEXT-ALIG= N: center; PADDING-TOP: 20px; PADDING-LEFT: 40px; PADDING-RIGHT: 40px"> <DIV class=3D"yiv0795425520mj-column-per-100 yiv0795425520mj-outlook-group-= fix yiv0795425520text-align-left" style=3D"FONT-SIZE: 0px; WIDTH: 100%; VER= TICAL-ALIGN: top; DIRECTION: ltr; TEXT-ALIGN: left; DISPLAY: inline-block">= <TABLE role=3Dpresentation cellSpacing=3D0 cellPadding=3D0 width=3D"100%" b= order=3D0> <TBODY> <TR> <TD style=3D"VERTICAL-ALIGN: top; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PA= DDING-LEFT: 0px; PADDING-RIGHT: 0px"> <TABLE role=3Dpresentation cellSpacing=3D0 cellPadding=3D0 width=3D"100%" b= order=3D0> <TBODY> <TR> <TD style=3D"FONT-SIZE: 0px; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING= -LEFT: 0px; PADDING-RIGHT: 0px" align=3Dleft> <DIV style=3D"FONT-SIZE: 15px; FONT-FAMILY: Roboto, Helvetica, sans-serif; = FONT-WEIGHT: 400; COLOR: #333333; TEXT-ALIGN: left; LINE-HEIGHT: 22px"> <P style=3D"WHITE-SPACE: pre-wrap">We have detected a personal loan request= in the amount of <STRONG>$16,543.38</STRONG> initiated from your American = Express account, with the funds intended for transfer to a third-party bank= account.</P> <P style=3D"WHITE-SPACE: pre-wrap" node=3D"[object Object]">Please let us k= now immediately whether you authorized this loan application:</P> <UL node=3D"[object Object]"> <LI node=3D"[object Object]">If you did initiate or authorize this request,= no further action is needed, and we will proceed accordingly.=20 <LI node=3D"[object Object]">If you did <STRONG node=3D"[object Object= ]">NOT</STRONG> authorize this loan request, click the <STRONG>''No- I am N= OT aware''</STRONG> button and follow the verification process to= secure your account.</LI></UL> <P style=3D"MARGIN: 0px">Your prompt response is critical, as failure to ta= ke immediate action may result in American Express releasing the = loan funds. Should this occur, you may be responsible for repayment in futu= re.</P> <P style=3D"MARGIN: 0px"></P> <P style=3D"MARGIN: 0px"> </P> <TABLE cellSpacing=3D0 cellPadding=3D0 width=3D"100%"> <TBODY> <TR> <TD width=3D"45%"> <P style=3D"FONT-SIZE: 10pt; MARGIN-BOTTOM: 0px; FONT-FAMILY: Arial; MARGIN= -TOP: 0px; COLOR: black" align=3Dcenter></P> <TABLE style=3D"MARGIN-LEFT: auto; MARGIN-RIGHT: auto" cellSpacing=3D0 cell= Padding=3D0 border=3D0> <TBODY> <TR> <TD style=3D"border-radius: 6px; -moz-border-radius: 6px; -webkit-border-ra= dius: 6px" bgColor=3D#00175a width=3D180 align=3Dcenter><A style=3D"FONT-SI= ZE: 12pt; TEXT-DECORATION: none; BORDER-TOP: #00175a 1px solid; FONT-FAMILY= : Arial; BORDER-RIGHT: #00175a 1px solid; WIDTH: 180px; BACKGROUND: #00175a= ; BORDER-BOTTOM: #00175a 1px solid; FONT-WEIGHT: bold; COLOR: #ffffff; PADD= ING-BOTTOM: 10px; TEXT-ALIGN: center; PADDING-TOP: 10px; PADDING-LEFT: 10px= ; BORDER-LEFT: #00175a 1px solid; DISPLAY: block; LINE-HEIGHT: 17px; PADDIN= G-RIGHT: 10px; border-radius: 20px; -moz-border-radius: 20px; -webkit-borde= r-radius: 20px" href=3D"https://t.co/M2dCl59xwS" shape=3Drect rel=3Dnoopene= r target=3D_blank>Yes - I Authorized</A></TD></TR></TBODY></TABLE> <P> </P></TD> <TD width=3D"5%"> <P style=3D"FONT-SIZE: 10pt; MARGIN-BOTTOM: 0px; FONT-FAMILY: Arial; MARGIN= -TOP: 0px; COLOR: black">        &n= bsp;    </P></TD> <TD width=3D"40%"> <P style=3D"FONT-SIZE: 10pt; MARGIN-BOTTOM: 0px; FONT-FAMILY: Arial; MARGIN= -TOP: 0px; COLOR: black" align=3Dcenter></P> <TABLE style=3D"MARGIN-LEFT: auto; MARGIN-RIGHT: auto" cellSpacing=3D0 cell= Padding=3D0 border=3D0> <TBODY> <TR> <TD style=3D"border-radius: 6px; -moz-border-radius: 6px; -webkit-border-ra= dius: 6px" bgColor=3D#ff0000 width=3D180 align=3Dcenter><A style=3D"FONT-SI= ZE: 12pt; TEXT-DECORATION: none; BORDER-TOP: #ff0000 1px solid; FONT-FAMILY= : Arial; BORDER-RIGHT: #ff0000 1px solid; WIDTH: 180px; BACKGROUND: #ff0000= ; BORDER-BOTTOM: #ff0000 1px solid; FONT-WEIGHT: bold; COLOR: #ffffff; PADD= ING-BOTTOM: 10px; TEXT-ALIGN: center; PADDING-TOP: 10px; PADDING-LEFT: 10px= ; BORDER-LEFT: #ff0000 1px solid; DISPLAY: block; LINE-HEIGHT: 17px; PADDIN= G-RIGHT: 10px; border-radius: 20px; -moz-border-radius: 20px; -webkit-borde= r-radius: 20px" href=3D"https://t.co/M2dCl59xwS" shape=3Drect rel=3Dnoopene= r target=3D_blank>No - I am NOT aware</A></TD></TR></TBODY></TABLE> <P>    <B>    </B></P></TD></TR></TBODY>= </TABLE> <P style=3D"MARGIN: 0px">Upon giving your answer, American Express will req= uire <STRONG>a <EM>verification with </EM></STRONG><EM>a <STRONG>one-time v= erification code</STRONG> </EM>to confirm your answer and identif= y.</P> <P style=3D"MARGIN: 0px"> </P></DIV></TD></TR></TBODY></TABLE></TD></T= R></TBODY></TABLE></DIV></TD></TR></TBODY></TABLE></DIV> <DIV style=3D"MAX-WIDTH: 620px; MARGIN: 0px auto"> <TABLE role=3Dpresentation style=3D"WIDTH: 100%" cellSpacing=3D0 cellPaddin= g=3D0 align=3Dcenter border=3D0> <TBODY> <TR> <TD style=3D"FONT-SIZE: 0px; PADDING-BOTTOM: 20px; DIRECTION: ltr; TEXT-ALI= GN: center; PADDING-TOP: 20px; PADDING-LEFT: 40px; PADDING-RIGHT: 40px"></T= D></TR></TBODY></TABLE></DIV> <DIV style=3D"MAX-WIDTH: 620px; BACKGROUND: #00175a; MARGIN: 0px auto"> <TABLE role=3Dpresentation style=3D"WIDTH: 100%; BACKGROUND: #00175a" cellS= pacing=3D0 cellPadding=3D0 align=3Dcenter border=3D0> <TBODY> <TR> <TD style=3D"FONT-SIZE: 0px; PADDING-BOTTOM: 20px; DIRECTION: ltr; TEXT-ALI= GN: center; PADDING-TOP: 20px; PADDING-LEFT: 0px; PADDING-RIGHT: 0px"> <DIV class=3D"yiv0795425520mj-column-per-100 yiv0795425520mj-outlook-group-= fix" style=3D"FONT-SIZE: 0px; WIDTH: 100%; VERTICAL-ALIGN: top; DIRECTION: = ltr; TEXT-ALIGN: left; DISPLAY: inline-block"> <TABLE role=3Dpresentation cellSpacing=3D0 cellPadding=3D0 width=3D"100%" b= order=3D0> <TBODY> <TR> <TD style=3D"VERTICAL-ALIGN: top; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PA= DDING-LEFT: 0px; PADDING-RIGHT: 0px"> <TABLE role=3Dpresentation cellSpacing=3D0 cellPadding=3D0 width=3D"100%" b= order=3D0> <TBODY> <TR> <TD class=3Dyiv0795425520dls-tagline-blue-sm style=3D"FONT-SIZE: 0px; PADDI= NG-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PADDING-RIGHT: 0px" al= ign=3Dcenter> <TABLE role=3Dpresentation style=3D"BORDER-COLLAPSE: collapse; BORDER-SPACI= NG: 0px" cellSpacing=3D0 cellPadding=3D0 border=3D0> <TBODY> <TR> <TD style=3D"WIDTH: 240px"><IMG style=3D"FONT-SIZE: 13px; TEXT-DECORATION: = none; BORDER-TOP: 0px; HEIGHT: auto; BORDER-RIGHT: 0px; WIDTH: 100%; BORDER= -BOTTOM: 0px; OUTLINE-WIDTH: medium; OUTLINE-STYLE: none; BORDER-LEFT: 0px;= DISPLAY: block; OUTLINE-COLOR: invert" alt=3D"Alternate Text" src=3D"https= ://ecp.yusercontent.com/mail?url=3Dhttps%3A%2F%2Fcdaas-dev.americanexpress.= com%2Fakamai%2Faxp%2Fcomms%2Flogos%2Ftagline.png&t=3D1709768368&ymr= eqid=3Df8e383c9-2f26-48be-1c0d-630009016200&sig=3D7_hhwfRA.olbUrli8BnVV= Q--~D" width=3D240></TD></TR></TBODY></TABLE></TD></TR></TBODY></TABLE></TD= ></TR></TBODY></TABLE></DIV></TD></TR></TBODY></TABLE></DIV> <DIV style=3D"MAX-WIDTH: 620px; MARGIN: 0px auto"> <TABLE role=3Dpresentation style=3D"WIDTH: 100%" cellSpacing=3D0 cellPaddin= g=3D0 align=3Dcenter border=3D0> <TBODY> <TR> <TD style=3D"FONT-SIZE: 0px; 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